Credit Card Privacy Policy
Please read this Privacy Policy carefully before using this website ("the Site"). In this Policy "We", "us" and "our" means Barclays Bank PLC and "you" means the individual who is using the Site.
How do We collect information about you?
We collect personal and financial information which We get from you or from any third parties when you apply for a card or any other product or service or which you or they give us from time to time.
We'll also collect information about you when you register to use the services provided on this Site or when you contact us.
Online account servicing
Barclays do not use cookies to collect information about you on this site. The only cookies used in online account servicing are those required for the site to work properly. However, as these pages are within the Thomas Cook Money site, their Privacy Policy applies.
By "our/we/us/ours" we mean Barclays Bank PLC and its wholly and partly owned subsidiaries and any company in which it has an interest by way of shareholding or any company in a group of companies to which it may belong ('our group'). By 'our sites' we mean any internet website operated by Barclays Bank Plc and any company in our group.
How We use your information
We (Barclays Bank PLC) will store and process your information on our computers and in any other way. By "your information" We mean personal and financial information We (a) obtain from you or from third parties, such as credit reference agencies (who may search the Electoral Register), fraud prevention agencies or other organisations when you apply for an account or any other product or service or which you or they give to us at any other time or (b) learn from the way you use and manage your account(s), from the transactions you make such as the date, amount, currency and the name and type of supplier (e.g. supermarket services, medical services, retail services) and from the payments which are made to your account.
We will share your information with the Barclays Group and with Thomas Cook UK Limited each of which will use your information to manage your account(s), give you statements and provide our services, for assessment and analysis (including credit and/or behaviour scoring, market and product analysis), and to develop and improve our services to you and other customers and protect our interests.
We and members of the Barclays Group and Thomas Cook UK Limited will use your information to inform you by letter, telephone (including automated dialling, digital television and sending text messages), or computer about products and services (including those of others) which may be of interest to you.
If you are not eligible for the Thomas Cook Credit Card at this time, unless you write to the address below you agree that we may use your information to send you details of the alternative products (including those of other companies).
If you don't want to receive details of products and services from Thomas Cook Credit Card, you must write to Thomas Cook Credit Card, Customer Services, PO Box 92, Sheffield, S98 1FN. If you don't want to receive details of products and services from Thomas Cook UK Limited, you must write to Database Team, Marketing Department, Thomas Cook UK Limited, PO Box 2, 16 Coningsby Road, Peterborough PE3 8AB. If you don't want to receive details of products and services from companies within the Barclays Group, you must write to Barclaycard PO Box 9131, 51 Saffron Road, Leicester, LE18 9DE. Please provide details of any financial or insurance products that you have with us when you contact us.
You can ask each of us for a copy of the information We keep about you. A fee will be charged for this service.
You agree that calls between us may be recorded and/or monitored.
We use credit reference agencies and fraud prevention agencies to:
1. make enquiries when you ask for any lending products, or to assist us in managing your account, for example if We wish to consider changing your credit limit, or offering you other products, now or in the future;
2. share information:
3. about you and how you manage your accounts;
4. if you give us false or inaccurate information or We suspect fraud.
Credit reference agencies keep a record of our enquiries and may record, use and give out information We give them to other lenders, insurers and other organisations. If false or inaccurate information is provided and fraud is suspected, details will be passed to fraud prevention and credit reference agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to prevent and detect fraud, crime and money laundering and other crimes. Examples of circumstances when We would share your information or information relating to your partner or other members of your household include: checking details on applications for credit and credit related or other facilities, managing credit and credit-related accounts and facilities, recovering debt, checking details on proposals and claims for all types of insurance, checking details of job applicants and employees. Please contact the Barclays Group Information Line on 0800 400100 if you want to receive details of the relevant fraud prevention agencies. The information recorded by fraud prevention agencies may be accessed and used by organisations in the UK and in other countries.
We may give information about you and how you manage your account to the following:
1. people who provide a service to us or are acting as our agents, on the understanding that they will keep the information confidential;
2. anyone to whom We transfer or may transfer our rights and duties under this agreement;
3. We may also give out information about you if We have a duty to do so or if the law allows us to do so.
Otherwise We will keep information about you confidential.
If We transfer your information to a service provider or agent in another country, We will make sure that the service provider or agent agrees to apply the same levels of protection as We are required to apply to information held in the UK and to use your information only for the purpose of providing the service to us.
Barclays Bank PLC subscribes to The Lending Code, which is monitored and enforced by the Lending Standards Board.
How long will We keep your personal information on file?
We will not keep your information for longer than is necessary and will take steps to ensure that it is kept up to date. You have a right under the Data Protection Act 1998 to ask what information We hold about you. You can do this by writing to us at Thomas Cook Credit Card, Customer Services, PO Box 92, Sheffield, S98 1FN.
Security
Please remember that Internet communications are not secure unless the data being sent is encrypted. We cannot accept any responsibility for unauthorised access by a third party or the corruption of data sent to us.
Customer feedback and complaints
If you've any questions or comments about privacy issues, or have a complaint about how We are using your personal data, please contact Thomas Cook Credit Card Customer Services on 0844 25 100 58*. We are open from 8am-8pm from Monday to Saturday and 9am-5pm on Sunday.